Instructor - Kenneth Bigel

This is a 10 hour course and costs $95

This course provides you with an introduction to real estate financing, valuation techniques, and secondary markets.

Course Summary

This course will cover real estate financing sources, valuation techniques, and the secondary markets. Relevant tax and legal issues will also be covered. The student will learn how to price real estate, locate means by which real estate may be financed and acquisitions may be completed, and transfer real estate assets via the secondary and other markets to new parties. The student will master quantitative valuation techniques within the framework of tax and legal limitations, and market mechanisms.

How do I take this course?

This course delivers 10 hours of lecture presentations on key topics in the appraisal of commercial real estate. You can download and print a copy of the presentation slides, and make notes as you follow along. To make it easier to absorb the material, each hour is divided into short segments, of about 15 minutes each. You can watch as many, or as few segments each day, or each week, in your own time. Each segment is followed by a short quiz to help you review, and test yourself about what you have learned. There is also a dedicated chat room for this course, so you can talk, discuss, and just be social as you journey through this fascinating explanation of real estate finance with others online.

Do I get a Certificate of Completion?

Yes. On completion of this course, you will be able to print a Certificate of Completion showing the overall average that you achieved in all of the quizzes. You may be able to take this to your university or college to ask for transfer credits, or to your professional association to see if you can be awarded continuing education credits.

In this introductory session, Ken Bigel introduces the concepts of finance in a real estate context; how buildings are classified as residential or commercial and will discuss how the banking industry has been involved in Real Estate. He will discuss real estate as an asset and the elements of finance and profitability. A look at partnership arrangements will help the student begin their journey into Real Estate Finance.

This class will explore cash flow, how it is impacted by change and how factors can influence asset value. The concepts and theories leading to an understanding of “risk” are introduced. Professor Bigel will also discuss asset value and how financing based on equity can impact it.
This session discusses mortgage essentials; rates, amortization, payment options and factors that impact decision making in Real Estate. Learn how the rate of a mortgage can be impacted by changing market conditions and how this can be put to your advantage. Learn about ARM how it applies to Real Estate. Consider the rationale for refinancing , when, how and why.
This class will present information regarding loans how they are valued and how assuming a loan can save money under the right circumstances. See how a property’s value is impacted by the types of outstanding mortgage that it is connected to. A topic also covered will be Munis; government bonds issued at various levels.
Professor Bigel will share his perspective and understanding of how a government provides support to financial institutions that support the housing market. He will tell you about the Federal loan Bank act of the US and how it promotes liquidity of funds. How banks get their money and how it is used to finance real estate transactions.
Professor Bigel will share his perspective and understanding of how a government provides support to financial institutions that support the housing market. He will tell you about the Federal loan Bank act of the US and how it promotes liquidity of funds. How banks get their money and how it is used to finance real estate transactions.
What makes a good borrower, how it is determined, how does credit score and lending history factor in. How does a loan though some lenders affect the need for a down payment. Hear about the concept of negative equity and understand how a bank could hold a short sale on a property repossessed with negative equity.
Get the steps clear on getting that property related loan. What are the steps, role property appraisal plays and how valuation is important. Discuss the discussion making process for approving loans from the point of view of the lender so you can optimize your chances to have a loan approval. This class also talks about how the property title changes from seller to buyer. Do you know where bankers and mortgage brokers are similar or different?
In these sessions learn about the role different insurance products play in a real estate transaction. Cover the types and purposes of a variety of insurance products, what they do and when they are used. The “housing bubble” burst in the USA in recent years and it was Real Estate finance related. This class will explore this financial crisis and how mortgages and defaulted loans played a part. Hear about how Fannie-Mae and Freddie were involved.
The final class in this series deals with taxation and Real Estate, the concept of depreciation is examined and the processes used to determine its impact on value is covered. Depreciated value is discussed for the determination of taxes owed. Capital Gains tax is another topic covered; where does it apply, how it is calculated.

Sign Up Now